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AMERICAN TAX FUNDING ("ATFS")
Web Site Privacy and Security Notice

Last Updated 3-7-2005


Introduction

American Tax Funding, LLC ("ATFS") has issued this privacy and security notice to demonstrate our commitment to privacy and to assure you, a visitor to our web site, that private information you submit to ATFS is stored securely upon receipt. This policy may be updated from time-to-time, and data collected under prior policies will be subject to the terms of the new policy. The information that is obtained about you from your visit to our web site depends upon what actions you take during your visit.

Information Collection


The following information is collected and stored automatically from all users accessing the ATFS Web Site:

The Internet domain (for example, "xcompany.com" if you use a private Internet access account, or "yourschool.edu" if you connect from a university's domain) and Internet Protocol (IP) address from which you access our site;
The type of hardware, browser and operating system used to access our site;
The date and time you access our site;
The number of bytes of data transmitted during your visit;
Transaction and routing information to and from your computer;
The pages you visit; and
If you linked to our site from another Web site, the address of that Web site (URL).

This information is used for purposes such as assessing what information is of most interest to users and system enhancements.

Unless you choose to do so (i.e. sending an E-mail, participating in a survey, responding to a feedback or "contact us" form, or applying for services) the ATFS Web Site does not obtain personally identifying information.

We consider any information that could reasonably be used to identify you as "personally identifying information." This may include, but is not limited to:
Your name;
Your address (excluding zip code);
Your E-mail address;
Your social security number;
Your password;
Bank account information;
Credit card information;
License or identification number;
Telephone number;
Any combination of data that could be used to identify you such as birth date, zip code and gender; and
Any graphical or visual representation of you.

ATFS and its subsidiaries may request personally identifying information from you in order to provide requested services, but such information is handled as it would be on an in-person visit to an ATFS office.

ATFS Web Site Visitors accept the risk of transmitting such information over the Internet as other unauthorized agencies or persons may eavesdrop and obtain such information.

Public Disclosure
ATFS does not disclose any personal information except when: permission has been granted by the individual; where the information is considered public information under relevant federal, state, county (municipality), or city laws, and is not otherwise protected from disclosure by applicable federal, state, county (municipality), or city laws; or, we are required to do so by law, subpoena, court order or legal process.

Cookies
ATFS applications and Web pages may use cookies (or programs called "applets") to store information. Cookies are text files stored on your computer to enhance the usability of a particular Web site. They can tell a web site if you have visited before and can pass short bits of information from the Web site back to itself the next time you visit. Any information, including personal information, which you choose to provide at a site may be stored in a cookie. Your Web browser can be configured to refuse cookies or to notify you when a Web site attempts to send you a cookie. Cookie files can also be found and deleted from your computer's hard drive.

Security
ATFS has instituted security measures to protect the information and systems that we maintain. These measures are designed to ensure that this service remains available to all users by blocking unauthorized access to our systems and preventing corruption of data, thus providing reasonable protection of personal information in our possession.

Law Enforcement
ATFS will cooperate with all authorized law enforcement agencies.

Disclaimer
ATFS Web Site may contain links to or data from other non-ATFS Web sites. When linking to another site, this ATFS Privacy Notice no longer applies. ATFS does not endorse any products or services linked from or supplied to this site.

While the ATFS Web Site is intended to provide current and accurate information, neither the company nor any of its employees, subsidiaries, and officers can warranty the information contained on the site and shall not be held liable for any losses caused on the reliance of information provided. Relying on information contained on these sites is done at one's own risk.

Contact information
Additional questions or concerns about this Privacy Notice should be directed to: webmaster@atfs.com